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["邢台银行收费价目表(2023-3版）"]
["收费项目"]
["业务类型","项目名称",null,"收费标准","适用对象","服务内容","备注"]
[" 授信","差额银行承兑敞口融资服务费",null,"  除小微企业外，为客户签发差额银行承兑汇票期限为半年的按照敞口金额的0.5%-1%收取服务费。","差额承兑业务申请人","签发差额银行承兑汇票","符合国家统计局《统计上大中小微型企业划分办法（2017）》标准的小型、微型企业免费"]
[null,"保函",null,"  能提供100%保证金等低风险质押物开具的保函每季收取保函金额1‰的手续费，最低不少于300元；不能提供100%保证金的每季按保函金额2-4‰收取手续费，最低不少于500元。每笔保函另外一次性收取保函金额0.1‰的手续费，最低收取100元。\n  保函有效期内，委托人要求修改或换开保函的，已收取的保函费用不再退还。增加金额的，增加部分按规定计收，不增加金额的一次性收取100元手续费。\n  手续费一般按季计收也可一次性收取，有效期不足三个月的按三个月（一季度）计收。可根据担保的性质、项目风险的程度、担保金额、期限、申请人资信、提供何种反担保等具体情况，在规定费率的30%幅度内提高或降低费率。","保函业务申请人","出具、修改、换开保函"]
["借记卡","借记IC卡工本费",null,"10元/卡(首张免费）","办理借记IC卡开卡业务的申请人","借记IC卡开卡业务"]
[null,"挂失换证工本费（IC卡）",null,"5元/卡(首张免费）","挂失换卡的客户","客户办理挂失换卡"]
[null,"更换介质工本费（IC卡）",null,"10元/卡（首张免费）","更换IC卡业务的客户","客户办理更换介质"]
[null,"卡片正式挂失手续费",null,"10元/卡","办理卡片正式挂失业务的客户","客户办理卡片正式挂失业务"]
[null,"跨行ATM机取现（不含社保卡）",null,"同城跨行ATM取现：2元/笔                    异地跨行ATM取现：2元/笔\n（每月前20笔且300元以上免）","办理ATM机跨行取现业务的客户","客户在他行ATM机办理取现业务"]
[null,"境外ATM机取现（不含社保卡）",null,"按金额的1%，最低13元，最高62元\n（每月前20笔且300元以上免）","办理境外ATM机取现业务的客户","客户在境外ATM机办理取现业务"]
[null,"境外ATM机查询",null,"4元/笔","办理境外ATM机查询业务的客户","客户在境外ATM机办理查询业务"]
[null,"同城ATM机转账手续费(跨行）",null,"转账金额1万元（含）以下的，3元；\n转账金额1万元以上至5万元（含），5元\n","办理ATM机同城跨行转账业务的客户","客户持我行卡在ATM机办理同城跨行转账业务"]
[null,"异地ATM机转账手续费（跨行）",null,"按金额的1%，最低5元，最高50元","办理ATM机异地跨行转账业务的客户","客户持我行卡在ATM机办理异地跨行转账业务"]
[null,"特色借记卡工本费",null,"根据卡面类型收取标准为15元-40元，办理新开卡、到期换卡、损坏换卡、挂失补卡等业务时收取","办理特色借记卡业务的客户","客户在我行办理特色借记卡的新开卡、到期换卡、损坏换卡、挂失补卡等业务"]
["公务卡","透支利率",null,"日息万分之五，按月计收复利","办理公务卡的持卡人","持卡人透支的计息标准"]
[null,"违约金",null,"按照最低还款额未还部分的5%收取，最低10元","办理公务卡的持卡人","持卡人未按规定在到期还款日（含）前偿还最低还款额，向发卡银行支付的手续费"]
[null,"取现手续费","本行柜面和ATM","溢缴款支取不收取手续费，预借现金按金额1%收取，最低5元","办理公务卡的持卡人","持卡人在本行柜面和ATM渠道进行取款的手续费"]
[null,null,"境内跨行ATM","溢缴款及预借现金按取现金额1%收取，最低5元","办理公务卡的持卡人","持卡人在境内银联网络ATM终端办理取现业务的手续费"]
[null,null,"境外银联标识ATM","溢缴款及预借现金按取现金额1%收取，最低15元","办理公务卡的持卡人","持卡人在境外银联网络ATM终端办理取现业务的手续费"]
[null,"转账手续费","本行柜面和ATM","溢缴款转出不收取手续费，预借现金按取现金额1%收取，最低5元","办理公务卡的持卡人","持卡人在本行柜面和ATM等渠道向本行同户名借记卡账户进行转出交易的手续费"]
[null,null,"境内跨行","溢缴款及预借现金按转出金额的1%收取，最低5元","办理公务卡的持卡人","持卡人在境内他行受理渠道向本行同户名借记卡账户进行转出交易的手续费"]
[null,"银联ATM查询手续费",null,"境内跨行：免费；跨境：4元/笔","办理公务卡的持卡人","持卡人在中国境内银联网络ATM终端办理查询业务免收手续费，在境外（含港澳台地区）银联网络ATM终端办理查询业务收取手续费"]
[null,"卡片挂失手续费",null,"20元/卡","办理公务卡的持卡人","持卡人卡片挂失的手续费"]
[null,"补制对账单费",null,"补制3个月以内（含）的对账单免费；补制3个月以上的对账单，5元/月/卡","办理公务卡的持卡人","持卡人补制对账单的手续费"]
[null,"信函、制卡等加急处理费",null,"30元/次","办理公务卡的持卡人","持卡人办理加急业务的手续费"]
[null,"调单",null,"境内签购单10元/单，境外签购单30元/单","办理公务卡的持卡人","持卡人索取交易单据的手续费"]
[null,"灵活分期、账单分期付款手续费",null,"3期、6期、9期、12期、18期、24期，统一执行0.63%/期（首期一次性收取）","办理公务卡的持卡人","持卡人办理分期付款业务的手续费"]
["网上银行","补USBKEY工本费",null,"25元/只","网上银行客户","USBKEY工本费 "]
["短信银行","个人服务费",null,"1元/月/手机号码","个人短信银行客户","200元(含)以下金额的账户动账短信通知"]
["代理业务","委托贷款",null,"每年按贷款金额的2-3‰收取","委托贷款委托人","受托代理委托贷款业务"]
["结算业务","个人跨行柜台转账汇款手续费",null,"每笔0.2万元以下（含0.2万元），收取2元；         \n0.2万元--0.5万元（含0.5万元），收取5元；\n0.5万元--1万元（含1万元），收取10元；                    \n1万元--5万元（含5万元），收取15元；                         5万元以上，按汇款金额0.03%收取，最高收费50元。      ","办理个人跨行业务委托人","通过柜台将个人客户的资金从本行账户（不含信用卡）转移到其他银行（含同城和异地）的账户"]
[null,"对公跨行柜台转账汇款手续费",null,"每笔1万元以下（含1万元），收取5元；                          1万元-10万元（含10万元），收取10元；                         10万元--50万元（含50万元），收取15元；\n50万元--100万元（含100万元），收取20元；\n100万元以上，按汇款金额0.002%收取，最高收费200元。\n小微企业和个体工商户单笔10万元（含10万元）以下的实行9折优惠。                    ","办理对公跨行业务委托人","通过柜台将对公客户的资金从本行账户转移到其他银行（含同城和异地）的账户"]
[null,"个人现金汇款手续费",null,"每笔按汇款金额的0.5%收取，最高收费50元。","办理个人现金汇款业务委托人","将个人客户现金汇入异地本行账户或汇入其他银行（含同城和异地）的账户"]
[null,"支票手续费",null,"每笔0.6元","办理支票业务委托人","为个人或对公客户办理支票业务"]
[null,"单位结算账户开户费",null,"50元/户\n小微企业和个体工商户开立的首个（或指定一个）开户费打5折优惠","新开立对公账户的单位","开立对公账户业务"]
[null,"银行承兑汇票手续费",null,"按票面金额的万分之五收取","办理银行承兑汇票业务委托人","为委托人办理银行承兑汇票业务"]
[null,"银行承兑汇票查询费",null,"每笔22元","办理银行承兑汇票查询业务委托人","为委托人办理银行承兑汇票的查询业务"]
[null,"现金交款单、进账单、电汇凭证工本费",null,"每本3元","购买现金交款单、进账单、电汇凭证的客户","出售给个人或对公客户现金交款单、进账单、电汇空白凭证"]
[null,"挂失存折、存单手续费",null,"每笔10元","办理存折、存单挂失业务委托人","为客户办理存折、存单凭证挂失业务"]
[null,"验资手续费",null,"每笔200元","办理验资业务委托人","为客户办理验资业务"]
[null,"委托收款、托收承付手续费",null,"通过支付系统办理托收承付和委托收款业务时，托收银行负责通过邮电部门或快递公司寄送单据的，按邮电部门或快递公司规定的标准，向收款人收取单程邮费，付款银行参照“结算业务”收费标准第1项或第2项收取跨行柜台转账汇款手续费。","办理委托收款、托收承付业务委托人","为客户办理委托收款、托收承付邮寄业务"]
["收单业务","特约商户刷卡手续费",null,"标准类：借记卡（含预付费卡）：交易金额的0.432%（单笔费用封顶20元）\n贷记卡（含准贷记卡）：交易金额的0.6%     ","我行特约商户","POS收单业务"]
[{"$nulls":3},"优惠类：借记卡（含预付费卡）：交易金额的0.374%（单笔费用封顶15.6元）\n贷记卡（含准贷记卡）：交易金额的0.468% ","我行特约商户","POS收单业务"]
[null,"特约商户聚合支付交易手续费",null,"普通商户费率为0.25%，小微商户费率为0.23%，民生缴费类费率为0.15%","聚合支付合作商户","为商户提供聚合支付服务，即商户通过POS机设备、无线终端等读取消费用户手机上展示的二维码发起收款，或消费用户通过手机扫描我行商户张贴或POS设备、无线终端上展示的二维码发起付款，实现资金清算而收取的费用。"]
["国际业务(跨境人民币业务参照外币标准执行）","信用证（出口）","通知","RMB200元/笔","国际信用证业务申请人","接受开证行委托，将信用证及其修改通知书通知给受益人"]
[null,null,"通知或转递信用证修改","RMB100元/笔","国际信用证业务申请人","接受他行委托通知或转递信用证修改"]
[null,null,"出口信用证审单、索汇","按索汇金额的1.25‰收取，最低RMB150元（加最高金额）","国际信用证业务申请人","对信用证单据进行审核、索汇"]
[null,"信用证（进口）","开证","按开证金额的1.5‰收取，最低RMB200元/笔，效期三个月（不含）以上每三个月加收0.5‰，收取全额保证金者不加收","国际信用证业务申请人","提供信用证开证服务"]
[null,null,"修改 ","不涉及金额/期限的修改，手续费RMB100元/笔","国际信用证业务申请人","提供信用证修改服务"]
[{"$nulls":3},"如修改增额、按增加的金额及原开证费率1.5‰计收；修改减额，按RMB100元/笔计收。","国际信用证业务申请人"]
[{"$nulls":3},"如效期延长，若延长后信用证效期超过90天的，按原开证费率（每增加90天增收0.5‰）和修改日原信用证余额计收","国际信用证业务申请人"]
[null,null,"承兑","付款期限在90天（含）以下的按信用证金额的1‰一次性收取，最低RMB150元","国际信用证业务申请人","为客户提供远期信用证及延期付款信用证承兑或延期付款承诺服务"]
[{"$nulls":3},"付款期限在90天以上的每月加收0.3‰，收足全额保证金的不收承兑费，延期信用证确认付款按此计收（万分之三确认）","国际信用证业务申请人"]
[null,null,"审单","20美元/套单据（200元人民币每套单据）","国际信用证业务申请人","提供单据审核服务"]
[null,null,"不符点处理","由此产生的电报费等据实收取","国际信用证业务申请人","银行收到信用证单据后对不符点进行处理"]
[null,null,"提货担保","按担保金额的0.5‰收取，最低RMB300元","国际信用证业务申请人","为客户提取货物提供银行信誉担保服务"]
[null,null,"退单","RMB100元/笔,加收邮费，邮费据实收取","国际信用证业务申请人","根据客户委托，提供退单服务"]
[null,null,"效期内撤销","RMB100元/笔","国际信用证业务申请人","提供效期内进口信用证撤销服务"]
[null,null,"付汇","按汇出汇款收费标准收取","国际信用证业务申请人","提供对外付款服务"]
[null,"出口托收","光票托收","按托收金额的1‰收取，最低RMB30元，最高RMB1000元。境外行费用由委托人承担，同业费用由委托人承担。","国际信用证业务申请人","提供光票托收服务"]
[null,null,"光票托收退票","RMB50元/笔，同业费用由委托人承担","国际信用证业务申请人","因拒付，提供向境外申请光票退回服务"]
[null,null,"光票托收受益人要求退汇：已解付","按汇出汇款收费标准收取","国际信用证业务申请人","因受益人要求，我行提供已办理解付的光票托收退回服务"]
[null,null,"跟单托收","按托收金额的1‰收取，最低RMB100元，最高RMB1500元","国际信用证业务申请人","提供跟单托收服务"]
[null,null,"修改托收委托书","RMB100元/笔","国际信用证业务申请人","提供托收业务委托书修改服务"]
[null,"进口代收","进口代收","按代收金额的1‰收取，最低RMB100元，最高RMB1500元","国际信用证业务申请人","收到国外出口商通过其往来银行寄来单据，委托我行向进口商收取货款的服务"]
[null,null,"退单、换单","RMB200元/笔","国际信用证业务申请人","为客户提供单据退回、更换服务"]
[null,null,"付汇","按汇出汇款收费标准收取","国际信用证业务申请人","提供对外付款服务"]
[null,"汇款","退汇","按退汇金额的1‰收取，最低RMB100元，最高RMB1000元","国际信用证业务申请人","提供汇入汇款退汇服务"]
[null,null,"境内外汇出汇款","按汇款金额的1‰收取，最低RMB50元/笔，最高RMB1000元，电报费据实收取","国际信用证业务申请人","提供境内外汇出汇款服务"]
[null,null,"汇出汇款查询/指示修改/挂失/止付","RMB100元/笔，另加收邮费，邮费据实收取","国际信用证业务申请人","将汇款指令发出后，根据汇款人申请提供汇出汇款查询、汇款指示修改、挂失、止付服务"]
[null,"福费廷",null,"风险承担费：根据业务风险水平确定具体费率，最低RMB300元/笔","国际信用证业务申请人","提供无追索权的购买远期信用证项下已承兑或已承兑的应收账款的服务"]
[{"$nulls":3},"承诺费：按应收账款0.5‰/月收取，最低RMB150元/笔","国际信用证业务申请人","提供承诺期风险的服务"]
[null,"邮电费","电报费","业务申请人向境内汇款，收取电报费10元/笔；业务申请人向港澳台汇款收取电报费80元/笔；业务申请人向境外汇款收取电报费150元/笔；国内发电，全电开证200元/笔；国际发电，全电开证600元/笔。","国际结算业务申请人","我行应申请人要求，根据申请业务种类，发送汇款、信用证业务相关电报"]
[null,null,"邮费","根据具体地区，依照快递公司标准，分区域收取","国际结算业务申请人","光票/跟单托收以及出口信用证项下，按照业务申请人要求，向国外寄送单据"]
[null,"国内信用证","开证","按开证金额的1.5‰收取，最低RMB200元","国内信用证业务申请人","提供国内信用证开立服务，包括但不限于报文发送、付款、处理不符点、注销等。"]
[null,null,"修改","1、增额修改：根据修改后的信用证金额，收取新开证费用与此前开立信用证时已收取费用的差额，差额低于200元的，按照200元/笔收取。2、其他修改：200元/次","国内信用证业务申请人","提供国内信用证修改服务，包括但不限于增额修改、减额修改、有效期修改、付款期修改、付款方式修改、交单期修改、发运方式修改等"]
[null,null,"议付","议付单据金额的1‰，最低200元（或按协议价格）","国内信用证业务申请人","为客户提供国内信用证议付服务"]
[null,null,"通知及修改通知手续费","50元/次","国内信用证业务申请人","为客户提供将已开立的国内信用证或修改后的国内信用证通知给受益人的服务"]
[null,null,"福费廷承诺费","索偿金额0.5‰，最低RMB150元/笔","国内信用证业务申请人","客户提供无追索权的购买信用证项下已承兑或已承诺付款的应收账款的服务"]
[null,null,"福费廷风险承担费","根据业务风险水平确定具体费率，最低RMB300元/笔","国内信用证业务申请人","客户提供所得福费廷额度和价格的服务"]
["其他","其他项目",null,"依据有权部门相关要求或协议约定标准收取","根据相关要求或协议","根据相关要求或协议"]
["注：本收费项目及标准自2023年11月1日起执行，此前有关规定与本标准不一致的，按本标准执行。"]
["咨询投诉电话：0319-96306   咨询投诉联系单位：邢台银行总行   地址：邢台市中兴东大街111号"]

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["邢台银行收费价目表(2023-3版）"]
["免费项目"]
["业务类型","项目名称","收费标准","适用对象","服务内容"]
["借记卡","借记IC卡年费","暂免","办理借记IC卡开卡业务的申请人","借记IC卡开卡业务"]
[null,"借记磁条卡年费","免费","办理借记磁条卡开卡业务的申请人","借记磁条卡开卡业务"]
[null,"银联柜面通存取现金手续费(跨行）","免费","办理银联柜面通存、取款业务的客户","客户在他行柜面办理银联柜面通存、取款业务"]
[null,"社保卡ATM机跨行取现","免费","办理ATM机跨行、跨境取现业务的客户","客户持我行卡在ATM机办理取现业务"]
["公务卡","普卡、金卡、白金卡年费","暂免","办理公务卡的持卡人","持卡人用卡年费"]
[null,"短信服务费","暂免","办理公务卡的持卡人","为持卡人发送短信提醒的手续费"]
[null,"补发卡/换发卡手续费","暂免","办理公务卡的持卡人","持卡人补发卡/换发卡的手续费"]
["手机银行业务","年服务费","免费","手机银行客户","手机银行服务"]
[null,"手机银行管理费","免费","手机银行客户","客户使用我行手机银行的费用"]
[null,"行内异地转账","免费","手机银行客户","行内异地转账服务"]
[null,"跨行转账汇款","免费","手机银行客户"," 跨行普通、实时、次日到账汇款服务"]
[null,"手机银行证书使用费","暂免","手机银行客户","证书费使用费"]
["网上银行业务","企业网银年费","暂免","企业网银客户","客户使用我行网银的费用"]
[null,"个人网银年费","暂免","个人网银客户","客户使用我行网银的费用"]
[null,"企业网银管理费","免费","企业网银客户","客户使用我行网银的费用"]
[null,"个人网银管理费","免费","个人网银客户","客户使用我行网银的费用"]
[null,"企业证书使用费","暂免","网上银行客户","企业网银证书服务"]
[null,9,"暂免","网上银行客户","个人网银证书服务"]
[null,"行内异地网银转账 ","免费","网上银行客户","行内异地转账服务"]
[null,"网银互联（IBPS跨行转账）、跨行转账","免费","网上银行客户","客户跨行转账服务"]
[null,"USBKEY工本费 ","暂免","网上银行客户","USBKEY工本费 "]
[null,"代发工资","暂免","企业网银客户","企业客户通过网银代发工资的费用"]
[null,"企业跨行转账手续费","暂免","企业网银客户","客户使用我行网银跨行转账"]
[null,"个人跨行转账手续费","暂免","个人网银客户","客户使用我行网银跨行转账"]
["短信银行","企业服务费","免费","短信银行客户","企业短信服务"]
[null,"个人服务费","免费","短信银行客户","免费提供200元以上金额的账户动账短信通知"]
["结算业务","个人异地本行柜台取现手续费","免费","异地个人取现委托人","通过异地本行柜台为本行个人客户办理取现业务（不含信用卡）"]
[null,"单位更换印鉴","免费","对公客户委托人","为对公客户办理单位印鉴的变更业务"]
[null,"单位印鉴挂失","免费",null,"为对公客户办理单位印鉴的挂失业务"]
[null,"银行汇票、本票手续费","免费","办理银行汇票或本票业务委托人","为个人或对公客户办理银行汇票或本票业务"]
[null,"银行汇票、本票挂失费","免费","办理支票、银行汇票或本票挂失业务委托人","为个人或对公客户办理支票、银行汇票或本票挂失业务"]
[null,"银行汇票、本票工本费","免费","购买银行汇票或本票凭证的个人或对公客户","出售给个人或对公客户的银行汇票或本票凭证"]
[null,"支票工本费","免费","购买支票凭证个人或对公客户","出售给个人或对公客户的支票凭证"]
[null,"支票挂失费","免费","办理支票、银行汇票或本票挂失业务委托人","为个人或对公客户办理支票、银行汇票或本票挂失业务"]
[null,"单位结算账户管理费","免费","单位结算账户","为单位结算账户提供账户管理服务 "]
[null,"单位结算账户年费","免费","单位结算账户","为单位结算账户服务"]
[null,"柜面人民币本行（同城/异地）转账汇款","免费","办理柜面人民币本行（同城/异地）转账汇款申请人","客户在我行柜面办理人民币本行（同城/异地）转账汇款业务"]
[null,"银行询证函、资信证明手续费","暂免","办理银行询证函的客户","为对公客户提供询证函回函服务"]
["POS特约商户收单业务","减免类特约商户手续费","免费","我行减免类特约商户","POS收单业务"]
["其他业务","储蓄账户开户、销户手续费","免费"]
[null,"个人银行结算账户开户、销户手续费","免费"]
[null,"同城本行存款、取款和转账手续费（不含贷记卡账户）","免费"]
[null,"密码修改和密码重置手续费","免费"]
[null,"通过本行柜台、ATM机具、电子银行等提供的境内本行查询服务收费","免费"]
[null,"存折开户工本费、存折销户工本费、存折更换工本费","免费"]
[null,"已签约开立的代发工资账户、退休金账户、低保账户、医保账户、失业保险账户、住房公积金账户的年费和账户管理费（含小额账户管理费）","免费"]
[null,"向救灾专用账户捐款的跨行转账手续费、电子汇划费、邮费和电报费","免费"]
[null,"以电子方式提供12个月内（含）本行对账单的收费","免费"]
[null,"以纸质方式提供本行当月对账单的收费（至少每月一次），部分金融消费者单独定制的特定对账单除外","免费"]
[null,"以纸质方式提供12个月内（含）本行对账单的收费（至少每年一次），部分金融消费者单独定制的特定对账单除外","免费"]
["注：本收费项目及标准自2023年11月1日起执行，此前有关规定与本标准不一致的，按本标准执行。"]
["咨询投诉电话：0319-96306   咨询投诉联系单位：邢台银行总行   地址：邢台市中兴东大街111号"]